XWhy Home Retention Exists
ion needed for a more informed next step.
We do not promise loan-modification approval, foreclosure delay, legal results, or any other particular outcome.
EXCELLENT EXPERIENCE
Our mission is to give distressed homeowners a clearer starting point before deadlines and uncertainty narrow their choices.
Retention feasibility and homeowner interests come first. When remaining in the property appears realistic, we emphasize preparation, affordability, loss-mitigation education, and careful mortgage-servicer communication. When legal questions arise, we identify an attorney-access pathway. When keeping the home is no longer realistic or desired, we help homeowners consider responsible alternatives without pressure.
Our internal retention, legal-review, exit, and urgent-deadline classifications are triage tools only. They do not predetermine a homeowner’s decision, eligibility, legal outcome, or financial result.
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Do It Yourself Home Loan Modifications
Yes! You can do it yourself. Steps, guidance, tips & instructions from years of experience.
Home Retention Inc is a for-profit business providing educational resources and self-help materials. We are not affiliated with the U.S. government or any lender. Purchasing our kit does not guarantee a loan modification. Your lender may not agree to change your loan. Results may vary.
Start With Your Situation
Every homeowner’s circumstances are different. Begin with the Homeowner Assessment to organize your mortgage, delinquency, modification history, hardship, affordability, foreclosure status, deadlines, and goals.
If a trustee-sale date or another hard deadline is approaching, do not wait. Identify the date in the assessment so the urgency can be recognized. Submitting an assessment does not automatically stop or delay foreclosure.
