Last updated: September 3, 2026
HomeRetention.org provides general educational, intake, and routing information for homeowners facing mortgage hardship. The information on this website is not a substitute for advice from a qualified professional who has reviewed your specific facts.
NOT A LAW FIRM OR LEGAL ADVICE
Home Retention Inc. is not a law firm and does not provide legal advice or legal representation. No attorney-client relationship is created by visiting this website, submitting a Homeowner Assessment, calling, emailing, purchasing educational materials, or receiving general information.
LEGALSHIELD DISCLOSURE
Eric Brown is an Independent LegalShield Associate. LegalShield may be presented as an available legal-services option. Home Retention Inc. does not direct attorney judgment. The applicable LegalShield plan, provider law firm, and attorney determine eligibility, coverage, representation, scope, advice, fees, strategy, and outcomes.
NO FORECLOSURE OR MODIFICATION GUARANTEE
No statement on this website is a promise that a foreclosure, trustee sale, eviction, or other deadline will be stopped or delayed. Submitting an assessment, communicating with a mortgage servicer, applying for loss mitigation, requesting attorney access, or using a DIY resource does not automatically stop or extend a deadline. No loan modification, repayment plan, forbearance, refinance, sale, settlement, or other result is guaranteed.
NOT A LENDER, SERVICER, OR GOVERNMENT AGENCY
Home Retention Inc. is not a lender, mortgage servicer, government agency, or government-approved housing-counseling agency. Program rules, document requirements, review decisions, and timelines are controlled by the applicable servicer, investor, insurer, agency, court, trustee, attorney, or other provider.
DIY LOAN MODIFICATION MATERIALS
DIY materials are educational tools intended to help homeowners organize information and understand common process steps. They do not replace legal, tax, financial, bankruptcy, real-estate, or housing-counseling advice, and purchase does not guarantee approval or any particular outcome.
FRESH START MORTGAGE RELIEF
Fresh Start Mortgage Relief is an available exit-path option when retaining the home is no longer realistic or the homeowner decides to move forward. Home Retention Inc. does not require or pressure homeowners to surrender property. Homeowner interests, available alternatives, provider terms, property facts, and independent advice should be considered before any decision.
TRIAGE CLASSIFICATIONS
Green, Yellow, Red, and Urgent classifications are internal triage tools for identifying retention, legal-review, exit, and hard-deadline pathways. They are not legal conclusions, underwriting decisions, appraisals, eligibility determinations, or predictions of outcome.
URGENT DEADLINES
If you have a Notice of Trustee Sale, scheduled sale date, lawsuit, eviction notice, bankruptcy issue, or other legal deadline, act promptly. Do not rely solely on website information or a submitted form. Confirm deadlines from original notices and seek appropriate professional advice.
Questions may be directed to Info@HomeRetention.org.
This draft should be reviewed for consistency with actual operations and applicable requirements before publication.
