Ignoring the problem won’t stop the foreclosure clock. The earlier you understand your options, the more options you may still have. Home Retention helps homeowners organize the facts, identify deadlines, and review possible retention, legal-review, and exit pathways without fearmongering or false promises.
If you have received a Notice of Trustee Sale, enter the trustee-sale date in the Homeowner Assessment. A near-term sale date is treated as an urgent hard-deadline case so it can be identified quickly. Do not assume that submitting an assessment, contacting Home Retention, or speaking with any provider automatically stops or delays a sale.
Bring or gather your servicer information, delinquency amount, prior modification history, notices, household income, expenses, and any bankruptcy or legal information. These details help clarify what questions should be addressed next.

