Last updated: September 3, 2026
These Terms of Use govern access to HomeRetention.org. By using the website, you agree to these terms.
INFORMATIONAL PURPOSE ONLY
Home Retention Inc. provides general homeowner education, intake, and routing information. It is not a law firm, lender, mortgage servicer, government agency, or housing-counseling agency, and it does not provide legal advice. Website use, a call, an assessment, or an email does not create an attorney-client or lender relationship or guarantee service.
NO PROMISE OF RESULTS OR DEADLINE RELIEF
No result is guaranteed. Submitting information, requesting help, applying for a loan modification, contacting a provider, or purchasing a DIY resource does not automatically stop or delay foreclosure, a trustee sale, eviction, bankruptcy deadline, appeal period, or any other legal deadline. Homeowners are responsible for tracking notices and deadlines and should promptly seek appropriate professional advice when needed.
HOMEOWNER ASSESSMENT AND TRIAGE
Information supplied through the Homeowner Assessment may be organized into retention, legal-review, exit, or urgent pathways. These are preliminary triage tools only and do not determine eligibility, affordability, legal rights, provider acceptance, or the homeowner’s final decision.
LEGALSHIELD AND ATTORNEY ACCESS
Eric Brown is an Independent LegalShield Associate. LegalShield may be presented as an available legal-services option. Home Retention Inc. does not direct attorney judgment or promise that an attorney will stop or delay foreclosure. Representation, coverage, scope, fees, advice, and outcomes are determined by the applicable plan, provider firm, and attorney.
DIY RESOURCES AND FEES
DIY loan-modification materials are educational resources, not legal advice or a promise of approval. Product descriptions, prices, availability, refund terms, and included services should be reviewed before purchase.
FRESH START AND OTHER THIRD PARTIES
When keeping a property is no longer realistic or the homeowner chooses to leave, Fresh Start Mortgage Relief may be presented as an available exit-path option. Home Retention Inc. does not require or pressure a homeowner to surrender property. Third-party sites and providers maintain their own terms, privacy practices, qualifications, and service decisions.
ACCEPTABLE USE AND INTELLECTUAL PROPERTY
You may not misuse the website, attempt unauthorized access, interfere with website operation, submit false or unlawful information, or violate another person’s rights. Unless otherwise stated, original website content is owned by or licensed to Home Retention Inc. Limited personal use is permitted; reproduction or commercial use requires authorization.
DISCLAIMER AND CHANGES
The website and its content are provided on an “as available” basis to the extent permitted by law. These terms may be updated periodically. Questions may be directed to Info@HomeRetention.org.
This draft should be reviewed for consistency with Home Retention Inc.’s actual services, sales practices, refund terms, and legal obligations before publication.

